Blog

System Update

We Are Upgrading Our Servers

SEIUS Credit Union Pocatello Server UpgradeWe are converting our core processing system on June 26th!  This will allow us to better serve you, our members, with the best possible service we can.  A few things we would like you to know regarding this conversion are:

  • SEI Credit Union will be closed Monday, June 26th and open at our normal business hours Tuesday, June 27th
  • Online banking will be down beginning Friday, June 23rd at 5:30 pm until Sunday, June 25th at 12:00 pm
  • Debit cards will be in ‘Stand In’ mode from Friday at 5:30 pm and will continue through Monday evening.  This means that you will be able to use your debit card for normal, everyday purchases but larger transactions may not go through.  Keep this in mind if you need to make a large purchase.

If you have any questions regarding this, please feel free to contact us!

SEI Credit Union

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Apply for a Mortgage Loan

Mortgage Loan from Southeast Idaho Credit Union in Pocatello Idaho

Looking for a New Mortgage Loan

Getting a new mortgage loan shouldn’t be a cumbersome process. At SEIUS we are committed to giving you the best experience for all your mortgage needs.

Mortgages come in all shapes and sizes and our experienced loan officers can help you find the right one for you. From first time homebuyers to refinancing an existing home, our terms and rates are among the best.

Applying for a new mortgage loan is easy. You can either visit the branch or apply online.

Apply for your loan now

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Dos and Don’t of Buying an RV

Buying an RV can allow you to hit the open road in your own luxurious home-on-wheels or enjoy laid-back family vacations in complete comfort. Since an RV is a major purchase, we’ve put together this list of dos and don’ts to help you make the best possible choice.

 

RV Shopping Dos

  • Decide on the type and size of RV you want. Practical matters to think about include the sleeping capacity you need, whether you want to tow or drive your recreational vehicle, and how the length of an RV impacts maneuverability and handling on the road. Also consider how you’ll use the RV — are you planning lengthy road trips or do you want to park the vehicle in a campground each summer?

 

  • Investigate how to pay for your purchase. Unless you’ve saved up the cash needed to buy an RV outright, you’ll likely need to finance part or all of the purchase price. Once you’ve zeroed in a type, size and price range, contact us at SEI to learn about your borrowing options so you can shop for an RV with confidence and without any pressure to finance through a dealer.

 

  • Take it out for a test run. After you’ve narrowed down your choices for an RV, do a few short-term rentals of similar units to get a better idea of which one best suits your needs and whether you’re comfortable driving or towing a particular type and size of vehicle. You may find that you’d prefer a shorter length, or that you’d rather upgrade to a fifth-wheel from a traditional travel trailer.

RV Buying Don’ts

  • Don’t forget about the costs of ownership. When you’re weighing your purchasing options, be sure to factor in the various ongoing costs of ownership for the different RVs you’re considering. Compare the expected MPG fuel economy you’ll get when driving or towing the vehicle, the annual insurance premiums you’ll pay, routine maintenance and repairs, and potential winter storage costs.

 

  • Don’t rush your purchasing decision. Don’t make a rash purchase at the first RV dealership you visit. Instead, ask lots of questions and take as much time as necessary to find exactly the right vehicle at the right price. Visit RV shows, check out local dealerships, and investigate private sales. Above all, don’t feel pressured into signing on the dotted line and closing a deal until you are fully satisfied with your choice of RV.

 

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