CD’s & IRA’s

CD's and IRAs create a nest eggCDs are a great way to save money long term and earn a higher rate of return.

  • Competitive rates and terms
  • $1,000 minimum balance to open
  • No annual fees
  • 10 day grace period at renewal
  • 90 day penalty for early withdrawal
  • Youth CDs are offered to our members 18 years old and younger
    • Require $100 minimum balance to open

IRAs are a great investment product that gives different options for what you are looking for.  SEI Credit Union offers Traditional and Roth IRAs.

  • Traditional IRA*
    • $5,500 contribution limit annually up to age 50
    • $6,500 contribution limit annually age 50 and older
    • Withdrawals begin at 70 ½ years old
  • Roth IRA *
    • $5,500 contribution limit annually up to age 50
    • $6,500 contribution limit annually age 50 and older
    • No distribution age

*Certain conditions may apply.  Consult a tax advisor.