Kasasa Checking

Checking that cares.

Kasasa is about placing the benefits where they belong… with you.

Free Kasasa checking gives you:

Truly personal service.
From people who care, right down the street.
Better Rates for Kasasa Checking Account Cash rewards every month.
Earn 34x more than average accounts.*
Free Checking for Kasasa Checking AccountFree checking. No exceptions.
No monthly maintenance fees, ever. EVER.
Debit Card for Kasasa Checking Account Your ATM on every corner.
Refunds on ATM withdrawal fees, nationwide.*

 

2 free checking accounts. Your choice of rewards.
Kasasa Cash® Kasasa Cash Back®
Free Checking Blue Checkmark for Kasasa Checking Blue Checkmark for Kasasa Checking
Monthly Reward 2.50% APY* paid on balances up
to $15,000

0.05% APY* paid even when
qualifications aren’t met.

2.50% cash back on debit card
purchases – that’s up to $7.50
each month.*
Refunds on ATM Fees,
nationwide*
 Up to $25 per month* Up to $25 per month*
No minimum balance
to earn rewards
Blue Checkmark for Kasasa Checking Blue Checkmark for Kasasa Checking
No monthly
service fees
 Blue Checkmark for Kasasa Checking Blue Checkmark for Kasasa Checking
Free debit card &
online banking
Blue Checkmark for Kasasa Checking Blue Checkmark for Kasasa Checking
Unlimited checking  Blue Checkmark for Kasasa Checking Blue Checkmark for Kasasa Checking
No minimum deposit
to open
Blue Checkmark for Kasasa Checking Blue Checkmark for Kasasa Checking

 

Light Bulb with Dollar Sign

Add KASASA Saver – an automatic way to save!
Have your rewards transferred into a free Kasasa Saver account –
where you can earn up to a 0.50% APY* – or a 0.05% APY*, even if
you don’t meet your qualifications for the month!

Here’s how to earn your
Kasasa® rewards
Just do the following simple transactions & activities (we call them “qualifications”) within your free Kasasa Cash or Kasasa Cash Back checking account during each monthly qualification cycle:

Kasasa
Cash®
Kasasa
Cash
Back®
Have at least 12 debit card purchases post and settle Blue Checkmark for Kasasa Checking Blue Checkmark for Kasasa Checking
Be enrolled in & log into online banking Blue Checkmark for Kasasa Checking Blue Checkmark for Kasasa Checking

Is my Kasasa account always free?
Yes. There’s never a monthly service fee on any Kasasa account, even if you keep a really low balance. Plus, there’s no minimum balance required to earn your rewards.

Monthly rewards AND refunds on ATM fees, how?
The simple things you do to earn your Kasasa rewards (“qualifications”) actually help us save money each month. The rewards and refunds are our way of saying “thanks.”

What happens if I don’t meet my “qualifications”?
Well, you won’t earn your rewards. But there’s no penalty fee. Ignore your qualifications altogether if you choose. Your Kasasa account will still work like a free checking account.

Why can’t I get Kasasa at a megabank?
Because Kasasa is more than free checking and monthly rewards. It’s a vote of confidence in your local community. So be proud, bank local, and get rewarded for it.

 

*Qualifications Information: Account transactions and activities may take one or more Business Days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchase transactions processed by merchants and received by ONE AMERICAN BANK as ATM transactions and purchases made with non-ONE AMERICAN BANK issued debit cards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current Statement Period through one (1) day prior to the close of the current Statement Period.Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Average Daily Balances (ADB) up to $10,000 receive Annual Percentage Yield (APY) of 3.50%; and ADB greater than $10,000 earn 0.25% interest rate on the portion of balance greater than $10,000, resulting in a range from 3.50% to 0.55% APY depending on the account’s ADB (calculation based on a $110,000 average daily balance) and (2) you will receive refunds up to $25 for nationwide ATM withdrawal charges incurred during the Monthly Qualification Cycle in which you qualified. When Kasasa Cash qualifications are not met, ADB in the account earn 0.01% APY and ATM withdrawal charges are not refunded for that Monthly Qualification Cycle.

Interest and ATM withdrawal charge refunds will be credited to your Kasasa Cash account monthly on the last Business Day of the Statement Period. APYs are accurate as of 12/18/2015. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. Enrollment in Online Banking and receipt of e-Statements, electronic account notices and disclosures are conditions of this account. At least twelve (12) debit card purchase transactions of at least $5.00 each must post and settle to your account during the Monthly Qualification Cycle. Enrollment in electronic services (e.g. Online Banking, e-Statements and log-ons) are required to meet some of the account’s qualifications. This account is not to be used for commercial purposes and there is a limit of one (1) Kasasa Cash or Cash Back account and one (1) Kasasa Saver account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact a ONE AMERICAN BANK service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC.

Kasasa & Kasasa Cash are trademarks of BancVue, Ltd., registered in the U.S.A.